Fees and Pricing
We offer all conveyancing services, from buying and selling your home to acting for portfolio purchasers and developers. We are a specialist team and pride ourselves on our personal, friendly and approachable service.
The Solicitors Regulation Authority (SRA), requires all regulated firms to publish transparent pricing in certain areas of law in which we deliver legal services to members of the public.
In all cases our preference is to provide our potential clients with a bespoke quote for our bespoke service. If you would like a “no obligation” tailor-made fee estimate please contact us by email to info@unsworthrose.co.uk or call us on 020 7483 4411 to discuss further. If you are seeking advice or a fee estimate for a commercial property transaction, please contact us direct.
The Unsworth Rose standard fees are listed below. The fees may vary in complex cases and we will always continue to provide you with a cost estimate based on your individual transaction, taking into account all of your requirements and the specific features of your case.
As with all services, should any unforeseen complications arise which will impact on our fees, we will inform you immediately to discuss the potential consequences before you incurring any fees in addition to those set out in our initial estimate.
Experience and qualification of our partners and staff
Please visit:- https://www.unsworthrose.co.uk/our-people.php
Legal Fee Information for Purchase of a Freehold or Leasehold Residential Property
Introduction
In all cases our preference is to provide our potential clients with a bespoke quote for our bespoke service. If you would like a “no obligation” tailor-made fee estimate please contact us by email to info@unsworthrose.co.uk or call us on 020 7483 4411 to discuss further. If you are seeking advice or a fee estimate for a commercial property transaction, please contact us direct.
The Unsworth Rose standard fees for purchase of freehold or leasehold property are listed below. The fees may vary in complex cases and we will always continue to provide you with a cost estimate based on your individual transaction, taking into account all of your requirements and the specific features of your case.
As with all services, should any unforeseen complications arise, which will impact on our fees, we will inform you immediately to discuss the potential consequences before you incurring any fees in addition to those set out in our initial estimate.
Legal Fees
Our fees cover all the work required to complete a standard purchase, including dealing with third parties, dealing with standard mortgage lenders’ enquiries, registration at the Land Registry and dealing with the payment of Stamp Duty Land Tax (Stamp Duty) if the property is in England, or Land Transaction Tax (Land Tax) if the property you wish to buy is in Wales.
VAT, currently 20%, will be payable on all our fees and some disbursements, and we will clearly confirm which disbursements carry VAT in formal quotation or as we advise you to incur them.
| PROPERTY VALUE | Legal Fee | VAT | Total |
| £0 to £400,000.00 | £1,800.00 | £360.00 | £2,160.00 |
| £400,001.00 to £600,000.00 | £2,000.00 | £400.00 | £2,400.00 |
| £600,001.00 to £700,000.00 | £2,200.00 | £440.00 | £2,640.00 |
| £700,001.00 to £800,000.00 | £2,300.00 | £460.00 | £2,760.00 |
| £800,001.00 to £900,000.00 | £2,400.00 | £480.00 | £2,880.00 |
| £900,001.00 to £1,000,000.00 | £2,600.00 | £520.00 | £3,120.00 |
| £1,000,001.00 to £1,100,000.00 | £2,800.00 | £560.00 | £3,360.00 |
| £1,100,001.00 to £1,200,000.00 | £3,000.00 | £600.00 | £3,600.00 |
| £1,200,001.00 to £1,300,000.00 | £3,100.00 | £620.00 | £3,720.00 |
| £1,300,001.00 to £1,400,000.00 | £3,200.00 | £640.00 | £3,840.00 |
| £1,400,001.00 to £1,500,000.00 | £3,300.00 | £660.00 | £3,960.00 |
| £1,400,001.00 to £1,500,000.00 | £3,300.00 | £660.00 | £3,960.00 |
| £1,500,001.00 to £1,600,000.00 | £3,400.00 | £680.00 | £4,080.00 |
| £1,600,001.00 to £1,700,000.00 | £3,500.00 | £700.00 | £4,200.00 |
| £1,700,001.00 to £1,800,000.00 | £3,600.00 | £720.00 | £4,320.00 |
| £1,800,001.00 to £1,900,000.00 | £3,700.00 | £740.00 | £4,440.00 |
| £1,900,001.00 to £2,000,000.00 | £3,800.00 | £760.00 | £4,560.00 |
For transactions over £2,000,000 please contact us to discuss your requirements and obtain a bespoke quote.
In addition, the following fees will apply:-
Electronic bank transfer fee: £30 plus VAT @ 20% = £36.00 per transfer
Leasehold / share of freehold property - £400 plus VAT @ 20% = £480.00
Our fees are dependent on the agreed purchase price of the property, the location and when other complex factors are involved (such as transactions that involve the sale of multiple dwellings or land) to reflect the proportionate risk of carrying out higher-value transactions for our clients and for more complex transactions, the seniority of the legal adviser appointed.
Below, we detail what services are covered in our standard fee.
The final quote will depend on the value and location of the property and the complexity of the transaction. We would warn you that there are some charges made by others which we will not be able to ascertain until we are instructed and make the necessary enquiries.
If at any stage our fees change, we will notify you and discuss the reason for any changes. This would typically occur if you change your instructions or your case involves an unforeseen complexity.
Our average fees assume that:
a) This is a standard transaction and that no unforeseen matters arise including for example (but not limited to) a defect in title which requires remedying prior to completion or the preparation of additional documents ancillary to the main transaction.
b) For Leasehold matters this is the assignment of an existing lease and is not the grant of a new lease.
c) The transaction is concluded in a timely manner and no unforeseen complication arise.
d) All parties to the transaction are co-operative and there is no unreasonable delay from third parties providing documentation.
e) No indemnity policies are required. Additional disbursements may apply if indemnity policies are required.
If your matter requires additional work, that is not included in this estimate, we shall inform you of any additional costs as soon as possible. Additional work that is not anticipated may include, but are not limited to, dealing with entries on the Land Registry title such as adding or removing a restriction, dealing with registered notices, redeeming more than one legal charge, drafting statutory declarations etc.
Disbursements and Other Costs
Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.
You will be provided with a full list of disbursements in our formal quotation. If you need to incur any further disbursements during your case, you will be notified in advance of the reason and the amount.
Typical disbursements and other costs that may apply in you matter will include: -
| Stamp Duty Land Tax (in England) or Land Transaction Tax (in Wales) |
The SDLT or LTT calculation is based upon a number of factors specific to your circumstances and the transaction. You may calculate your SDLT or LTT liability by using the following calculators provided by HMRC and the Welsh Revenue Authority as follows:- https://www.tax.service.gov.uk/calculate-stamp-duty-land-tax/#/intro |
| Land Registry fee (dependent upon purchase price) |
From £150 to £500 The registration fee may double for first registrations of unregistered land or registration of a new lease/newbuild property. The fees chargeable by the land registry can be found here |
| Search Fees Search fees vary from case to case depending on the local authority. We will advise you which searches you need for your transaction and the cost of each search. Our average fees for a standard property search are listed below: |
|
| Local authority search (the fee varies per local authority) | (approximately) £200.00 + VAT (£240.00 Inc. VAT) |
| Water and drainage search | (approximately) £50.00 + VAT (£60.00 Inc. VAT) |
| Environmental search | (approximately) £50.00 + VAT (£60.00 Inc. VAT) |
| Chancel repair check | (approximately) £25.00 + VAT (£30.00 Inc. VAT) |
| Planning review (optional) | (approximately) £35.00 + VAT (£42.00 Inc. VAT) |
| Other official local searches may be required by your lender and your conveyancer will use their local knowledge to confirm which local searches you will need. A standard local authority search will reveal whether any legal restrictions or obligations affect the property. These include tree preservation orders, flood searches as well as the property’s planning and building enforcement history. Other various searches maybe required depending on your location and can reveal whether the property is in the vicinity of any planned major infrastructure projects. These fees shown above will vary from property to property and can on occasions be more than the ranges given above. We will give you an accurate figure once we have sight of the relevant documentation. | |
| Pre-completion searches:- Land Registry priority search Bankruptcy search |
£3 £2 per name |
- For residential property purchases using a corporate vehicle (purchasing a residential property through a Limited company) there is a supplemental fee of £250.00 plus VAT (£300.00 Inc. VAT) plus £22.20 companies house filing fee. This is due to company’s house registration requirements and additional documents required for lending purposes.
- Please note we need to carry out ID checks on all directors/shareholders which is £20.00 plus VAT (£24.00 Inc. VAT) per person.
For all our clients, we are required by our regulator to undertake Client Due Diligence (CDD) which is made of up KYC (Know Your Client) and AML (Anti Money Laundering) details of which are contained within our terms of engagement which will be sent to you when instructing us.
In addition to our standard charges as referred to above, the firm will apply a CDD charge of:
- ID Check £20.00 Inc. VAT per person
- Source of Funds/Wealth Check £12 Inc. VAT per person
Anticipated disbursements for a leasehold purchase
There may be further disbursements for a Leasehold purchase or the purchase of a freehold property where there is a Management Company which if chargeable is set out in the Lease or Transfer and usually paid to the Landlord or Management Company.
These can include:
- Notice of Transfer fee - This fee, if chargeable, is set out in the lease and is often between £0 – £250 + VAT (£0 - £300 Inc. VAT)
- Notice of Charge fee - If the property is to be mortgaged. This fee is set out in the lease and is often between £0 – £250+ VAT (£0 - £300 Inc. VAT)
- Deed of Covenant fee - This fee is provided by the management company for the property and can be difficult to estimate but is often between £0 and £250. + VAT (£0 - £300 Inc. VAT)
- Certificate of Compliance fee - To be confirmed upon receipt of the lease as can range between £0 and £250. + VAT (£0 - £300 Inc. VAT)
These fees are set by the management company / freeholder and can vary from property to property. They can, on occasion, be significantly more than the ranges given above and VAT may be charged. We can give you an accurate figure once we have sight of your specific documents.
You should also be aware that ground rent and service charge are likely to apply throughout your ownership of the property.
How long will my property purchase take?
How long it will take from your offer being accepted until you can move into your house will depend on a number of factors. The average process takes between 8 – 12 weeks.
It can be quicker or slower, depending on the parties in the chain. For example, if you are a first time buyer, purchasing a new build property with a mortgage in principle, it could take 4 weeks.
However, if you are buying a Leasehold property that requires an extension of the Lease, this can take significantly longer, between 2 and 6 months. In such a situation, additional charges would apply for the work involved in extending the Lease.
Matters that can typically delay a transaction include delays in searches, issues with a mortgage offer, issues raised in a survey or delays from the other party or the other parties solicitors.
Stages of the Process
The precise stages involved in the purchase of a residential property vary according to the circumstances. However, the work that we will undertake for you will typically include:
Key stages of the purchase process are typically:
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Receive your instructions, identification and other details relative to the transaction
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Check your finance arrangements and initiate contact with lender (if applicable)
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Receive and advise on contract documents
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Undertake searches / obtain planning documentation if necessary
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Make necessary enquiries of seller’s solicitor
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Review and advise on all relevant documents and information
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For Leasehold properties - obtaining and advising on the Management Pack, the Lease and identifying transfer fees.
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Review and advise on mortgage offer (if applicable)
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Finalise contract for signature and confirm completion date
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Exchange of contracts
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Arrange for receipt of all monies required for completion
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Complete purchase
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Prepare and submit Stamp Duty Land Tax or Land Transaction Tax return with payment
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Prepare and submit registration at Land Registry with payment
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Deal with all post-completion registration formalities with landlord (leaseholds only) and transfer of share certificate (share of freehold only)
Other Factors and Exclusions
Our fees are fixed, however there may be factors which would typically increase the cost of the fees estimated above. Where there is likely to be any additional cost, we will make sure you are informed of this at the earliest opportunity and a clear estimate of those extra costs will be provided.
Value of the property.
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Where the property is situated
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Overseas client
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Purchasing or selling in the name of an individual or a company
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First-time buyer.
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New build.
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Listed buildings
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First registration of title.
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In purchase cases, whether primary residence, buy to let or second/holiday home.
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Multiple owners.
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Shared ownership / Help to Buy scheme
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Using a help to buy scheme, and whether it is an equity loan or ISA.
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Purchase under right to buy.
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Purchase at auction.
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Property has been repossessed.
These fees vary from property to property and can on occasion, be significantly more than the ranges given above. We can give you an accurate figure once we have sight of your specific documents
Fee Earners
We have several experienced property lawyers who may work on your property transaction.
Regardless of who works on your case, they will be supervised by the partner named within our initial letter to you confirming your instruction.
To view the experience and qualification of our partners and staff, please visit:- https://www.unsworthrose.co.uk/our-people.php
Questions
If you have any questions relating to our services and our fees, please contact us by email to info@unsworthrose.co.uk or call us on 020 7483 4411
Legal Fee Information for Sale of a Freehold or Leasehold Residential Property
Introduction
In all cases our preference is to provide our potential clients with a bespoke quote for our bespoke service. If you would like a “no obligation” tailor-made fee estimate please contact us by email to info@unsworthrose.co.uk or call us on 020 7483 4411 to discuss further. If you are seeking advice or a fee estimate for a commercial property transaction, please contact us direct.
The Unsworth Rose standard fees for purchase of freehold or leasehold property are listed below. The fees may vary in complex cases and we will always continue to provide you with a cost estimate based on your individual transaction, taking into account all of your requirements and the specific features of your case.
As with all services, should any unforeseen complications arise, which will impact on our fees, we will inform you immediately to discuss the potential consequences before you incurring any fees in addition to those set out in our initial estimate.
Legal Fees
Legal Fees are the amount you will be required to pay for all the work required to complete the sale of your residential property.
We typically work on a fixed fee basis, so that from the outset you know what the fees will be for your transaction. VAT, currently 20%, will be payable on all our fees and some disbursements, and we will clearly confirm which disbursements carry VAT in formal quotation or as we advise you to incur them.
| PROPERTY VALUE | Legal Fee | VAT | Total |
| £0 to £400,000.00 | £1,800.00 | £360.00 | £2,160.00 |
| £400,001.00 to £600,000.00 | £2,000.00 | £400.00 | £2,400.00 |
| £600,001.00 to £700,000.00 | £2,200.00 | £440.00 | £2,640.00 |
| £700,001.00 to £800,000.00 | £2,300.00 | £460.00 | £2,760.00 |
| £800,001.00 to £900,000.00 | £2,400.00 | £480.00 | £2,880.00 |
| £900,001.00 to £1,000,000.00 | £2,600.00 | £520.00 | £3,120.00 |
| £1,000,001.00 to £1,100,000.00 | £2,800.00 | £560.00 | £3,360.00 |
| £1,100,001.00 to £1,200,000.00 | £3,000.00 | £600.00 | £3,600.00 |
| £1,200,001.00 to £1,300,000.00 | £3,100.00 | £620.00 | £3,720.00 |
| £1,300,001.00 to £1,400,000.00 | £3,200.00 | £640.00 | £3,840.00 |
| £1,400,001.00 to £1,500,000.00 | £3,300.00 | £660.00 | £3,960.00 |
| £1,400,001.00 to £1,500,000.00 | £3,300.00 | £660.00 | £3,960.00 |
| £1,500,001.00 to £1,600,000.00 | £3,400.00 | £680.00 | £4,080.00 |
| £1,600,001.00 to £1,700,000.00 | £3,500.00 | £700.00 | £4,200.00 |
| £1,700,001.00 to £1,800,000.00 | £3,600.00 | £720.00 | £4,320.00 |
| £1,800,001.00 to £1,900,000.00 | £3,700.00 | £740.00 | £4,440.00 |
| £1,900,001.00 to £2,000,000.00 | £3,800.00 | £760.00 | £4,560.00 |
For transactions over £2,000,000 please contact us to discuss your requirements and obtain a bespoke quote.
In addition, the following fees will apply:-
Electronic bank transfer fee: £30 plus VAT @ 20% = £36.00 per transfer
Leasehold / share of freehold property - £400 plus VAT @ 20% = £480.00
Our fees are dependent on the agreed purchase price of the property, the location and when other complex factors are involved (such as transactions that involve the sale of multiple dwellings or land) to reflect the proportionate risk of carrying out higher-value transactions for our clients and for more complex transactions, the seniority of the legal adviser appointed.
Below, we detail what services are covered in our standard fee.
The final quote will depend on the value and location of the property and the complexity of the transaction. We would warn you that there are some charges made by others which we will not be able to ascertain until we are instructed and make the necessary enquiries.
If at any stage our fees change, we will notify you and discuss the reason for any changes. This would typically occur if you change your instructions or your case involves an unforeseen complexity.
Our average fees assume that:
a) This is a standard transaction and that no unforeseen matters arise including for example (but not limited to) a defect in title which requires remedying prior to completion or the preparation of additional documents ancillary to the main transaction.
b) For Leasehold matters this is the assignment of an existing lease and is not the grant of a new lease.
c) The transaction is concluded in a timely manner and no unforeseen complication arise.
d) All parties to the transaction are co-operative and there is no unreasonable delay from third parties providing documentation.
e) No indemnity policies are required. Additional disbursements may apply if indemnity policies are required.
If your matter requires additional work, that is not included in this estimate, we shall inform you of any additional costs as soon as possible. Additional work that is not anticipated may include, but are not limited to, dealing with entries on the Land Registry title such as adding or removing a restriction, dealing with registered notices, redeeming more than one legal charge, drafting statutory declarations etc.
Disbursements and Other Costs
Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.
You will be provided with a full list of disbursements in our formal quotation. If you need to incur any further disbursements during your case, you will be notified in advance of the reason and the amount.
The following disbursements and other costs may apply in your matter.
| Land Registry copy title register, plan and lease | £3 per document |
| Landlord / managing agents’ fees for replies to standard form management enquiries | £200 to £500 plus VAT (£240.00 - £600.00 Inc. VAT) (if applicable) approximately |
These fees shown above will vary from property to property and can on occasions be more than the ranges given above. We will give you an accurate figure once we have sight of the relevant documentation.
For all our clients, we are required by our regulator to undertake Client Due Diligence (CDD) which is made of up KYC (Know Your Client) and AML (Anti Money Laundering) details of which are contained within our terms of engagement which will be sent to you when instructing us.
In addition to our standard charges as referred to above, the firm will apply a CDD charge of:
ID Check £20.00 Inc. VAT per person
Source of Funds/Wealth Check £12 Inc. VAT per person
How long will my property sale take?
Timing of your conveyance will depend on a number of factors but, on average, a residential property sale takes between 8 and 12 weeks. If you are in a chain, the timing of your transaction is likely to need to coincide with the other parties in that chain.
It can be quicker or slower, depending on a number of factors and we will notify you if we believe your transaction may take longer than average or if something occurs in your case to extend the transaction time.
If you are selling a leasehold property that requires an extension of the lease, this can take longer. In such a situation, additional charges would apply and we will notify you of the additional charges and time estimate when we, or the buyers, solicitors have engaged the landlord to discuss the extension.
Stages of the Process
The precise stages involved in the sale of a residential property vary according to the circumstances.
We have set out the key stages of a standard transaction: -
-
Receive your instructions, identification and other necessary details
-
Prepare and send sale documentation pack for buyer’s solicitor
-
Apply and supply assignment/management pack (leaseholds only)
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Initial contact with lender (if redemption of mortgage is involved)
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Respond to enquiries by buyer’s solicitor
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Finalise contract for signature & confirm completion date
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Exchange contracts
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Complete sale, redeem mortgage(s) and transfer proceeds of sale as necessary
Other Factors and Exclusions
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Fee Earners
We have several experienced property lawyers who may work on your property transaction.
Regardless of who works on your case, they will be supervised by the partner named within our initial letter to you confirming your instruction.
To view the experience and qualification of our partners and staff, please visit:- https://www.unsworthrose.co.uk/our-people.php
Questions
If you have any questions relating to our services and our fees, please contact us by email to info@unsworthrose.co.uk or call us on 020 7483 4411
Legal Fee Information for Remortgage of a Freehold or Leasehold Residential Property
Legal Fees
Our fees cover all aspects of the legal work required to complete a standard remortgage and include, dealing with a standard mortgage lender’s enquiries and registration at the Land Registry. The below fees do not include work involved in the adding or removal of a person from the title to the property known as a ‘transfer of equity’.
If during the transaction there are any new developments which could lead to an additional cost, we will discuss the change in fees with you at the earliest opportunity and agree a way forward. This would typically occur if you changed your instructions, or your case involves an unforeseen complexity.
VAT, currently 20%, will be payable on all our fees and some disbursements, and we will clearly confirm which disbursements carry VAT in our quote generator and formal quotation or as we advise you to incur them.
Our average standard legal fee for a Residential Mortgage / Re-mortgage application for a Freehold Property is £1,000.00 - £1,750.00 plus VAT (£1,200.00 – £2,100.00 Inc. VAT) for properties up to the value of £1million.
Our average standard legal fee for a Residential Mortgage / Re-mortgage application for a Leasehold is £1,200.00 - £2,000.00 plus VAT (£1,440.00 – £2,400.00 Inc. VAT) for properties up to the value of £1million.
Freehold
| Remortgage up to | Legal Fee | VAT | Total |
| £400,000.00 | £1000.00 plus VAT | £200.00 | £1,200.00 |
| £400,000.01 – £750,000.00 | £1,500.00 plus VAT | £300.00 | £1,800.00 |
| £750,000.01 - £1,000.000.00 | £1,750.00 plus VAT | £350.00 | £2,100.00 |
| £1,000.000.00+ | Fee on enquiry and will be dependent on the value and complexity of the transaction, our average fees range from £1,900.00 - £3,500.00 plus VAT (£2,280.00 - £4,200.00 Inc. VAT) | ||
Leasehold
| Remortgage up to | Legal Fee | VAT | Total |
| £400,000.00 | £1200.00 plus VAT | £240.00 | £1,440.00 |
| £400,000.01 – £750,000.00 | £1,500.00 plus VAT | £300.00 | £1,800.00 |
| £750,000.01 - £1,000.000.00 | £2,000.00 plus VAT | £400.00 | £2,400.00 |
| £1,000.000.00+ | Fee on enquiry and will be dependent on the value and complexity of the transaction, our average fees range from £2,250.00 - £4,000.00 plus VAT (£2,700.00 - £4,800.00 Inc. VAT)) | ||
Our handling charges for sending funds by telegraphic transfer on completion (to repay any existing mortgage and to send the net proceeds, if any, to you) are £30 + VAT (£36.00 Inc. VAT) per transfer.
Standard additional legal fees
The price that you will pay for our services will be affected by a number of factors. Obviously, all cases are different, and we will try our best to inform you as soon as we become aware of any issue that might have an impact on the estimated fee. Below are fees that can commonly be incurred depending upon your transaction:
Below we detail what services are covered in our standard fee.
Our fee assumes that:
- this is a standard transaction and that no unforeseen matters arise.
- the transaction is concluded in a timely manner and no unforeseen complications arise.
- all parties to the transaction are co-operative and there is no unreasonable delay from any parties providing documentation.
Disbursements
Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.
Disbursements in most remortgage transactions:.
| Land Registry – copy title register, plan and lease (if applicable) | £3 per document |
| Land Registry fee (dependent upon loan amount) |
The fees chargeable by the land registry can be found here |
| Local authority search (the fee varies per local authority) | (approximately) £200 plus VAT (£240.00 Inc VAT) |
| Water and drainage search | (approximately) £50 plus VAT (£60.00 Inc. VAT) |
| Environmental search | (approximately) £50 plus VAT (£60.00 Inc. VAT) |
| Chancel repair check | (approximately) £25 + VAT (£30.00 Inc. VAT) |
| * In most circumstances, mortgage lenders will rely on search indemnity insurance the cost of which is based upon the loan amount. We will check this for you as soon as you tell us who your chosen lender will be. | |
| Pre-completion searches:- Land Registry priority search Bankruptcy search |
£3 £2 per name |
| Landlord’s registration fee for notice of mortgage (leaseholds only). |
£100 + VAT (£120.00 Inc. VAT) where applicable |
These fees shown above will vary from property to property and can on occasions be more than the ranges given above. We will give you an accurate figure once we have sight of the relevant documentation.
For all our clients, we are required by our regulator to undertake Client Due Diligence (CDD) which is made of up KYC (Know Your Client) and AML (Anti Money Laundering) details of which are contained within our terms of engagement which will be sent to you when instructing us.
In addition to our standard charges as referred to above, the firm will apply a CDD charge of:
- ID Check £20.00 Inc. VAT per person
- Source of Funds/Wealth Check £12 Inc. VAT per person
Other Factors and Exclusions
We do not undertake mortgage or tax advice. We would recommend you seek advice from an independent mortgage broker or financial adviser and would be happy to recommend a local provider.
We do not carry out valuations on your home, this will be conducted by your new lender.
Other Factors
Other Factors to consider which may affect your legal fees: -
- Multiple owners.
- Shared ownership scheme.
- Mortgaging where there is a help to buy scheme, and whether it is an equity loan or ISA.
- Mortgaging property under right to buy.
Time Scales
A typical remortgage takes between 6 and 8 weeks, however it can be longer if there are any complications such as an application being rejected. The process may also take longer if you switch lenders compared with getting a new deal with your current mortgage company.
Key Milestones
- Obtaining title deeds and a redemption statement
- Obtaining office copies of the client’s property title
- Carry out title checks
- In the case of leasehold properties, carry out a check of the lease and make enquiries to the landlord regarding the status of service charge and rent payments
- Check mortgage offer
- Prepare for completion
- Obtain final redemption statement
- Final searches and checks
- Obtain mortgage advance and complete the remortgage
- Register changes at the Land Registry
Fee Earners
We have several experienced property lawyers who may work on your property transaction.
Regardless of who works on your case, they will be supervised by the partner named within our initial letter to you confirming your instruction.
To view the experience and qualification of our partners and staff, please visit:- https://www.unsworthrose.co.uk/our-people.php
Questions
If you have any questions relating to our services and our fees, please contact us by email to info@unsworthrose.co.uk or call us on 020 7483 4411
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